Hi, my name is [your name here]. I am a Realtor here in [your city here].
Many buyers start by looking at homes online.
Then they get a little more serious, and start trying to figure out payments.
Most real estate websites have mortgage calculators, and while they can be helpful, they only tell half the story.
Principal is the amount you are borrowing.
Interest is the amount you are paying the bank to use their money.
That’s typically as far as mortgage calculators go. But there’s more.
T stands for taxes, and most mortgage payments include paying toward the property taxes each month.
The I stands for insurance. You lender is going to make sure you have insurance on the home, and in most cases this is all part of the payment.
So again, PITI is the full picture, and in some cases.. You also need to think about the HOA fees.
We can talk about all of that when you are ready!
Ok, that’s its for now!
Thanks for being here, and make sure to check out the MORE FROM [your name here] button on this page for more great content.
And if you are a homeowner, claim your free home management system below by clicking the FREE HOME MANAGEMENT SOFTWARE button at the bottom of this page.
There is a video there that will explain what I am giving you, so take a look.
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Thanks so much again and feel free to pass this along to your friends, neighbors and even your work colleagues if they need my help.
Have a great day and happy house hunting!